The Importance of Health Insurance for Adolescents and Young Adults

According to the National Cancer Institute, an adolescent or young adult is anyone between the ages of 15 and 39. If you are between these ages, cancer is often the last thing on your mind. You may think that you are too young to get cancer. However, about 5 in 100 cases of cancer in the U.S. occur in people like you. Furthermore, cancer is the leading cause of death among adolescents and young adults.

It’s important to be insured for surprising events like cancer. Just like car insurance, having health insurance is an added but well-worth expense in your time of need. Pros of having health insurance include:

  • You may be able to get health tests that find cancer early when treatment works best.
  • You will likely have more time to focus on things like treatment instead of looking into insurance plans.
  • In addition to cancer treatment, other expenses may be covered. Examples include getting a 2nd opinion, fertility preservation if you want to have a baby in the future, and hospice care.
  • You will be less likely to amass debt and have creditors harass you.
  • Likewise, your credit score is less likely to drop.

Getting and using health insurance can be a hassle. Below are some resources that may help.

C101 Planner

Disability Rights Legal Center

Independent Student’s Guide to Healthcare

NCCN Patient and Payment Assistance Program

Patient Access Network Foundation

Patient Advocate Organization